For the people who depend on you.
Think about the responsibilities that would continue if your income were no longer available. Existing coverage, household resources, debts and the length of that need belong in the conversation.
THE COVERAGE GUIDE
Coverage for the
life you want.
You don't need to become an insurance expert. Start with who you want to protect and what you want to accomplish. Eric will help you explore the right type of coverage.
For the place you call home.
Help your family keep their home and manage mortgage responsibilities. Start with the stability you want loved ones to have.
For the plans still taking shape.
Explore protection that can support your longer-term goals, from building cash value to supplementing future income and leaving a legacy.
COVERAGE NOTES
Term life insurance
Protection for the years your family depends on you most.
Term life can be a natural starting point for parents, homeowners and anyone whose income supports someone else. It provides a death benefit for a chosen period, helping loved ones continue with the life you have built together.
Could this fit your goals?
If your priority is protecting income, raising children or covering a mortgage through a particular chapter of life, ask Eric about term coverage.
COVERAGE NOTES
Whole life insurance
Lifelong protection, cash value and a legacy for loved ones.
Whole life may appeal to people who want permanent family protection, help with final expenses or a financial legacy. It combines a death benefit with cash value that builds according to the policy, and is designed to last a lifetime when its requirements are met.
Could this fit your goals?
If you want protection beyond a temporary chapter, along with cash value for future needs, ask Eric about whole life.
COVERAGE NOTES
Indexed universal life insurance
Protect your family while building cash value for future goals.
Indexed universal life, or IUL, may suit people who want permanent life insurance and the potential to build cash value over time. It combines a death benefit with interest-crediting options linked to a market index, rather than direct investment in that index.
Could this fit your goals?
If your goals include family protection, cash-value growth or supplemental retirement income, ask Eric whether IUL fits the bigger picture.
COVERAGE NOTES
Mortgage protection
Help your family keep their home and the life around it.
Mortgage protection is a goal for homeowners who want loved ones to have help with housing expenses after a death. Life insurance can provide a benefit that helps a family manage the mortgage and continue living in the place they call home.
Could this fit your goals?
If keeping your family in their home is a priority, start with that goal. Eric can help you explore the life insurance that fits it.
Living benefits, too. The policies Eric offers include living benefits, which may provide access to part of the death benefit while living in qualifying circumstances. Eligibility follows the policy terms.
YOUR NEXT STEP
Bring the questions.
We'll start there.
You don't need to know the policy names. Tell Eric what you want to protect, what has changed, or what you want to understand.
Eric Farthing
Ursa Agency, LLC
+1 720-765-2582Calling is the best way to start. If you cannot talk, send Eric a text. Please leave out medical records, payment details and sensitive identifiers.
ASK ERIC TO GET IN TOUCH
A conversation starts here.
Start with what you want to accomplish. Eric will help you explore policy options, with a call first or a text if you prefer. Please do not include medical information, Social Security numbers or payment details.
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