For family protection and future possibilities
A death benefit helps protect loved ones, while a cash-value component gives the policy a role in longer-term planning.
LIFE INSURANCE / COVERAGE GUIDE
Indexed universal life insurance
Protect your family while building cash value for future goals.
Indexed universal life, or IUL, may suit people who want permanent life insurance and the potential to build cash value over time. It combines a death benefit with interest-crediting options linked to a market index, rather than direct investment in that index.
For cash-value growth potential
Interest credits linked to an index offer growth potential under the policy's crediting formula. Cash value generally grows tax-deferred within a qualifying life insurance policy.
For another source of retirement income
Cash value may be accessed to supplement future income. Access can receive favorable tax treatment when policy and tax requirements are met; Eric can explain how that could fit your goals.
Who often explores IUL?
People interested in permanent protection alongside cash-value growth potential and another resource for future or retirement needs.
YOUR NEXT STEP
Bring the questions.
We'll start there.
You don't need to know the policy names. Tell Eric what you want to protect, what has changed, or what you want to understand.
Eric Farthing
Ursa Agency, LLC
+1 720-765-2582Calling is the best way to start. If you cannot talk, send Eric a text. Please leave out medical records, payment details and sensitive identifiers.
ASK ERIC TO GET IN TOUCH
A conversation starts here.
Start with what you want to accomplish. Eric will help you explore policy options, with a call first or a text if you prefer. Please do not include medical information, Social Security numbers or payment details.
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